[Download] "Fair Credit Reporting Risk-Based Pricing Regulations (US Federal Reserve System Regulation) (FRS) (2018 Edition)" by The Law Library ~ eBook PDF Kindle ePub Free

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eBook details

• Title: Fair Credit Reporting Risk-Based Pricing Regulations (US Federal Reserve System Regulation) (FRS) (2018 Edition)
• Author : The Law Library
• Release Date : January 02, 2018
• Genre: Law,Books,Professional & Technical,
• Pages : * pages
• Size : 210 KB

Description

The Law Library presents the complete text of the Fair Credit Reporting Risk-Based Pricing Regulations (US Federal Reserve System Regulation) (FRS) (2018 Edition).
Updated as of May 29, 2018

On January 15, 2010, the Board and the Commission published final rules to implement the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amended the Fair Credit Reporting Act (FCRA). The final rules generally require a creditor to provide a risk-based pricing notice to a consumer when the creditor uses a consumer report to grant or extend credit to the consumer on material terms that are materially less favorable than the most favorable terms available to a substantial proportion of consumers from or through that creditor. The Board and the Commission are amending their respective risk-based pricing rules to require disclosure of credit scores and information relating to credit scores in risk-based pricing notices if a credit score of the consumer is used in setting the material terms of credit. These final rules reflect the new requirements in section 615(h) of the FCRA that were added by section 1100F of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

This ebook contains:
- The complete text of the Fair Credit Reporting Risk-Based Pricing Regulations (US Federal Reserve System Regulation) (FRS) (2018 Edition)
- A dynamic table of content linking to each section
- A table of contents in introduction presenting a general overview of the structure

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